Accident and Sickness Insurance

A supplemental option to your primary health coverage that helps you pay out-of-pocket costs from an accident or injury. The cash benefits are paid directly to you, as opposed to doctors and hospitals, based on indemnity. 

Even if your health plan covers 100% of the costs that result from your accident, the benefits are still paid to you. The benefit amount depends on the type of coverage, diagnosis, injury severity, and injury treatment.

Sickness riders may also be available to help with costs if you're admitted to a hospital for a sickness. Benefits are paid regardless of other coverage you may have.